Ifgow mine are inside, so not an issue for me. Also, I have 2x9.5 and a Gen2 5kW inverter, which effectively eliminates the reduced discharge issue anyway.
Ifgow there's no ventilation requirement for the batteries, only the inverter. If you had an AIO, the batteries are at the bottom and inverter at the top, so just insulate the bottom 2/3 of the unit.